David Perrine has 13 years of experience in a variety of analytical roles, including 8 years in risk management. He has an MBA from Northwestern University’s Kellogg School of Management and Bachelors degrees in Business, Mathematics, and Physics from the University of Washington.

David is currently the Vice President of Risk Management for American FINCO Financial Services, a private label credit card issuer. He was responsible for developing the company’s credit decisioning and pricing engine. David has also developed credit and collections scoring models, management and portfolio reporting, and the company’s lifecycle profitability models.